The CU 2.0 Fintech Library

We keep our eyes glued to the financial technology space. Emerging technologies and new startups show where the industry is headed. Many of them will last only a few years, but the ones that succeed have the power to shape the entire industry for decades to come.

The fintechs in this library may provide your credit union a competitive advantage. Or, if you’re not careful, they may carve into your market share.

We’ve made it easy to browse by product type, market segment, and many other factors. Take a look through the library… you may find a partner to help you take your credit union to the next level!

credit union 2.0 fintech library database

Fintech Database

CU2.0 Sponsored
Market Strategies
Primary Services
Target Markets
Revenew

Revenew provides a merchant-funded cash back program for cardholders while providing credit unions with commissions on sales at national retailers. It works like this: Revenew partners with retailers who want to attract new customers and improve loyalty in existing ones. Those retailers subsidize the debit and credit card rewards that consumers see. (Usually, the rewards […]

Dovly

Dovly is an automated credit repair engine that tracks, manages, and fixes your credit. Dovly goes beyond credit monitoring. But what good is monitoring if you don’t know how to fix it? Dovly repairs your credit from start to finish. They show which items drag down a consumer’s credit score, tells them what to dispute, […]

DoubleCheck

DoubleCheck bills themselves as “not another overdraft program.” That makes sense, considering that they deal with far more than overdraft fees. They say that overdraft protection products currently available to today’s bankers bring an unacceptable level of risk on institutions when left unchecked. The solution? DoubleCheck! They’re the modern complement to outdated overdraft practices. They […]

Grain Technology, Inc.

Grain Technology, Inc., or Grain, provides consumers personalized credit and savings through their checking account. They use machine learning to incorporate important variables and metrics that offer customized lines of credit that more precisely fit a borrower’s unique financial picture. Grain works by providing a revolving line of credit that consumers can access through their […]

intelliflo

intelliflo supplies specialist online software for IFAs, financial, and mortgage advisers, allowing focus on clients… not administration! intelliflo brings together leading businesses in the financial services sector: Intelliflo: UK’s #1 practice management and digital engagement software provider; i4C: leading integrated cash flow modelling solution; Jemstep: market-leading digital advice provider; Portfolio Pathway: cutting-edge wealth management solution; […]

Zettle

Zettle, formerly iZettle, is a payments processing company founded in 2010 and based in Sweden. Today, Zettle is owned by PayPal and provides many PayPal features and integrations. Zettle makes modern point-of-sale (POS) products designed to simplify every workday. Users can take payments and track every sale, all in one place. Now a member of […]

Intuit Partner Platform

The Intuit Partner Platform (IPP) is an open platform that enables developers to integrate with rich financial and transactional data through REST-based APIs and offers unparalleled reach to millions of small businesses through Intuit Apps.com. The Intuit Partner Platform provides numerous benefits: Connect to other Intuit data such as Quickbooks and TurboTax Develop your own […]

Hyperwallet

Hyperwallet’s goal is to provide organizations with a fast, efficient, and transparent way to distribute funds to payees almost anywhere in the world. A proud member of the PayPal family, Hyperwallet’s technology makes it easy to deliver multiple payout options through a single integration. Whether you’re sending payouts to 10 payees or 10,000, Hyperwallet can […]

PaymentVision

PaymentVision, an Autoscribe company, is a financial services and payment processing company currently servicing thousands of financial institutions and corporate billers across the nation. PaymentVision electronic payment services offers a PCI-certified payment gateway that connects to the ACH and credit card network. This allows their clients to accept electronic payments via phone, web, or their […]

RenoFi

RenoFi offers a lending product that allows homeowners to borrow against the expected value of their loan. But when homeowners search for a home improvement loan, their borrowing power is limited. The pre-renovation value of their home limits their borrowing ability. Sometimes it actively prohibits their intended project! Usually, this is because the borrower don’t […]

Loanify

Loanify is a CUSO that helps members through the auto buying process. They partner with credit unions and dealerships to provide knowledge, resources, assistance, and guidance while shopping for a new car or truck. Loanify’s FastPass app uses geolocation to connect members to their credit unions whenever they step onto a dealership lot. It helps […]

Capiform

Capiform provides a white-label lending-as-a-platform service to credit unions, banks, and other financial institutions. Their AI algorithm empowers lenders to: Scale their small business lending portfolio immediately Configure underwriting instantly Deploy new compliance and product guidelines Capiform’s decisioning is fully configurable. It can rely solely on traditional data to determine creditworthiness (and allow the lender […]

Valon

Valon, formerly Peach Street, is a mortgage servicing company serving credit unions, banks, and consumers. Valon has reimagined the mortgage servicing experience around the modern digital consumer. They believe that the mortgage experience doesn’t end after the loan is approved. Rather, the experience lasts for the life of the loan, and consumers shouldn’t be stuck […]

ModusBox

ModusBox is a global team of infrastructure and integration nerds. (Their words, not ours!) Their mission is to improve lives by accelerating universal access to reimagined financial services. It is their belief that technology is the key to driving this access for the most vulnerable and disadvantaged people. And, it is the underlying network infrastructure […]

BreachIQ by Sontiq (formerly Breach Clarity)

On March 9, 2021, Sontiq bought Breach Clarity. Breach Clarity will change its name to BreachIQ, and they will power Sontiq’s other products: IdentityForce, Cyberscout, and EZShield. Breach Clarity was founded by Jim Van Dyke and Al Pascual, two long-time researchers and experts specializing in fraud and financial crimes. After leaving Javelin Research, where they […]

CU Ledger

CULedger is a credit union-owned CUSO (credit union service organization) that is creating the premier platform of digital exchange for financial cooperatives globally. In working through a national consortium made up of credit unions and trusted industry investors, CULedger has pioneered new developments related to global self-sovereign decentralized identity, MemberPass™, that will further enhance the […]

Unadat

There is over $3tn in outstanding personal debt in the U.S. right now. That’s three trillion. That’s the numeral 3 followed by twelve zeros. That’s enough to buy the New York Yankees more than 800 times. In short? That’s a lot. Unadat seeks to help people outsmart their debt. Unadat works with mission-driven organizations like […]

FlexPay

FlexPay is an AI-driven decline salvage platform. It uses advanced machine learning models to intelligently determine the best way to recover declined transactions. Currently, the platform recovers an average of 30–50% of all declined transactions. FlexPay saw that payment processing got problematic in transactions where the card wasn’t present. These declined payments ended up costing many […]

WalletFi

WalletFi partners with credit unions and community banks to provide critical mobile banking services to consumers. They also offer data analytics and recommendations through their WalletFi Lite service. The primary benefit that WalletFi brings to credit unions and banks is consumer-facing. Their platform allows users to monitor their subscriptions, transfer payments from one card to […]

FlexPay

FlexPay is an AI-driven decline salvage platform. It uses advanced machine learning models to intelligently determine the best way to recover declined transactions. Currently, the platform recovers an average of 30–50% of all declined transactions. FlexPay saw that payment processing got problematic in transactions where the card wasn’t present. These declined payments ended up costing many […]