The CU 2.0 Fintech Library
We keep our eyes glued to the financial technology space. Emerging technologies and new startups show where the industry is headed. Many of them will last only a few years, but the ones that succeed have the power to shape the entire industry for decades to come.
The fintechs in this library may provide your credit union a competitive advantage. Or, if you’re not careful, they may carve into your market share.
We’ve made it easy to browse by product type, market segment, and many other factors. Take a look through the library… you may find a partner to help you take your credit union to the next level!
Boss Insights provides business data as a service to bridge data gaps between banks and business customers. Their single API gives real-time access to leading accounting, commerce, and banking data sources (Quickbooks, Salesforce, Stripe etc). Boss Insights’ platform digitizes lending to grow relationships between banks and their business clients. Thanks to Amazon-style advancement, there’s a […]
Grain Technology, Inc., or Grain, provides consumers personalized credit and savings through their checking account. They use machine learning to incorporate important variables and metrics that offer customized lines of credit that more precisely fit a borrower’s unique financial picture. Grain works by providing a revolving line of credit that consumers can access through their […]
Jimubox is a Beijing-based marketplace lending platform that provides small and medium enterprise loans and individual consumption loans to under banked Chinese borrowers. Jimubox delivers safe and attractive investment opportunities to RMB investors through an innovative online marketplace which leverages transparency and technology to ensure investor safety. Jimubox serves China’s growing affluent class of more […]
RenoFi offers a lending product that allows homeowners to borrow against the expected value of their loan. But when homeowners search for a home improvement loan, their borrowing power is limited. The pre-renovation value of their home limits their borrowing ability. Sometimes it actively prohibits their intended project! Usually, this is because the borrower don’t […]
Loanify is a CUSO that helps members through the auto buying process. They partner with credit unions and dealerships to provide knowledge, resources, assistance, and guidance while shopping for a new car or truck. Loanify’s FastPass app uses geolocation to connect members to their credit unions whenever they step onto a dealership lot. It helps […]
Capiform provides a white-label lending-as-a-platform service to credit unions, banks, and other financial institutions. Their AI algorithm empowers lenders to: Scale their small business lending portfolio immediately Configure underwriting instantly Deploy new compliance and product guidelines Capiform’s decisioning is fully configurable. It can rely solely on traditional data to determine creditworthiness (and allow the lender […]
Valon, formerly Peach Street, is a mortgage servicing company serving credit unions, banks, and consumers. Valon has reimagined the mortgage servicing experience around the modern digital consumer. They believe that the mortgage experience doesn’t end after the loan is approved. Rather, the experience lasts for the life of the loan, and consumers shouldn’t be stuck […]