Don’t Get Caught with Your Guidelines Down: Why AI-Driven Portfolio Hygiene Is the New Risk Management Superpower
Imagine brushing your teeth once a year. Sounds gross, right? Now imagine reviewing your underwriting guidelines and portfolio strategy with the same frequency. Welcome to the current state of risk policy hygiene at most credit unions. In a world where consumer behavior changes faster than your ALCO committee can react, this is a recipe for […]
7 Wild Ripple Effects After Trump’s NCUA Purge
Quick recap for the folks in the cheap seats: On April 16, President Trump yeeted (technical term) the two Democratic directors off the NCUA board, leaving one very lonely Republican sitting in the command chair of a $2.3 trillion credit‑union Death Star. Cue speculation that we’re headed for an NCUA–FDIC wedding, a CFPB coma, and a Powell‑shaped vacancy at […]