The CU 2.0 Fintech Library

We keep our eyes glued to the financial technology space. Emerging technologies and new startups show where the industry is headed. Many of them will last only a few years, but the ones that succeed have the power to shape the entire industry for decades to come.

The fintechs in this library may provide your credit union a competitive advantage. Or, if you’re not careful, they may carve into your market share.

We’ve made it easy to browse by product type, market segment, and many other factors. Take a look through the library… you may find a partner to help you take your credit union to the next level!

cu 2.0 fintech library

Fintech Database

CU2.0 Sponsored
Market Strategies
Primary Services
Target Markets
TerraStrat

TerraStrat uses AI to show credit unions exactly where to put branches, ATMs/ITMs, and more. TerraStrat was founded by experts in banking, AI, and geographic information systems (GIS). GIS in banking helps credit unions understand their member demographics, where they live, what they buy, and where they buy it. Typically, GIS relies on highly educated guesswork, […]

Quilo

Quilo is an AI-powered digital lending platform that empowers credit unions to originate, fund, and service personal loans for members, instantly. It also helps SMBs offer financing at point of sale. There are a few things that we love about Quilo and what they’re doing. For example: Quilo’s personal installment loans are flexible. Quilo addresses each […]

Datava

No two financial institutions are the same. Members are unique, with distinct pains, wants, and needs. Teams have different goals and benchmarks for success according to their institution. One-size-fits-all solutions promise a lot but they can’t capture every need. At least, not without a sizable commitment of time, effort, and resources. Datava works hand-in-hand with […]

Cozera (id-go)

Cozera’s id-go is an identity authentication service and digital identity credential. Or, more simply, it’s a secure digital ID that eliminates the need for passwords, challenge questions, and other easily-hacked account security measures. To use id-go, members complete a one-time, 90-second activation, which includes a phone device check, photo ID scan, and selfie match with liveness check. Then, […]

Long Game

Long Game is a gamified loyalty app that rewards members for interacting with their credit union and its financial products. Long Game offers several dozen digital games for members to play. The games are often styled after Fruit Ninja, Candy Crush, and other popular mobile games. Members “pay” to play these games with in-game tokens that […]

Very Good Security (VGS)

Very Good Security (VGS) empowers organizations to focus on their core business by offloading their data security and compliance burden to VGS. Financial institutions are free to use sensitive data without the cost and liability of securing it themselves. This allows them to accelerate compliance with PCI, SOC 2, HIPAA, GDPR, and more. For credit […]

Array

The more people know about their financial and credit health, the easier they can buy, borrow, and get access to financial services. Array makes gaining that knowledge possible. Although Array has three separate products, they blend seamlessly into one. Those products include: My Credit Manager. These credit tools embed in online and mobile banking platforms. They […]

Xtremepush

Xtremepush delivers engaging financial experiences through a highly connected, omnichannel platform. They integrate with web, mobile, social, and other popular channels to ensure that current and prospective account holders take the next step in their financial journeys. XtremePush uses in-app and push notifications, social and text messaging, and more to keep members and customers engaged […]

Statflo

Statflo is the leading compliant one-to-one business messaging platform that enables businesses to have meaningful, two-way conversations with their customers over their preferred medium. With seamless integrations to existing systems, rich sendable content, and multi-channel messaging, customer-facing teams have all the tools and context they need in a single platform to engage, retain, and grow […]

Chimney

Chimney, (formerly Signal Intent) Chimney provides beautifully designed financial calculators that credit unions can use to engage and convert members. These whitelabel tools can be embedded on any page of your website in minutes… no coding required. The calculators serve multiple purposes: Lead capture / generation; Member / customer support; and SEO / content improvement. […]

Otomo

Otomo provides self-driving finance as a service to credit unions. Similar to how Spotify tees up the perfect playlist, Otomo’s AI-curated platform is designed to remove the forethought, guesswork, and effort from consumers’ daily financial lives. It embeds quickly or can be white labeled, and generates revenue for licensing clients from day one. Self-driving finance […]

equipifi

equipifi is the leading Buy Now, Pay Later (BNPL) solution for banks and credit unions. They modernize the way consumers interact with their money… especially when it comes to payment options at the point of sale. Their mission is to support banks’ and credit unions’ ability to deliver experiences that help foster growth and engagement for new […]

Senso.ai

Senso is transforming the homebuying experience from reactive to proactive. But what does that mean? Well… Imagine if you could see which homes people are shopping for… and then send them targeted offers based on their interests, budget, and likelihood to buy. Essentially, Senso does just that. Senso creates better borrowing experiences, powered by AI. […]

LAFCU’s FastPass

Members of Los Angeles Federal Credit Union will enjoy a faster, easier vehicle buying process by downloading then using the LAFCU FastPass mobile app. The App includes: • A directory of franchise vehicle dealers with hours of operations, direct phone number, and website link. • A digital vehicle loan approval certificate for LAFCU members who […]

Finn AI

Finn AI builds conversational AI for banks and credit unions to improve their digital customer experience on mobile, online, and call center channels. Packaged as an all-inclusive Managed Service, Finn uses AI to solve the problem of creating an outstanding digital experience that increases customer success, engagement, and loyalty. Finn AI helps users perform normal […]

BankingON

The BankingON mobile platform is transforming credit unions into mobile technology brands that can innovate on their own terms. BankingON helps credit unions and regional banks compete with big banks and fintechs by turning their mobile app into a flexible, independent, UI/UX powerhouse. BankingON builds on top of Fiserv’s Architect online banking platform. But BankingON takes […]

January

January is a technology-enabled collection agency that works with depository institutions, fintech lenders, and debt buyers. Their software automates, optimizes, and audits engagement with consumers to drive performance and reduce reputational, compliance, and operational risk for their clients. To date, they’ve doubled some client projections, improved collections-ROI by 30%, and have been successful in resolving […]

S1 CORPORATION

S1 Corporation provides Internet-based financial services solutions. The Company offers a range of applications to financial organizations to meet the needs of their customers across various lines of business, market segments, and delivery channels. S1’s applications can be implemented in-house or outsourced to the S1 Data Center.

Ayco, a Goldman Sachs Company

With a rich 40-year history in the areas of financial planning, education and investment services, we develop and assist in implementing holistic financial solutions to help our clients achieve their goals. Our areas of focus are: Financial Counseling – We apply world-class research and an unmatched breadth and depth of resources to build clear, continuous […]

Globe Life Inc.

Globe Life is a financial services holding company listed on the New York Stock Exchange (GL) which operates through its wholly owned subsidiaries providing life insurance, annuity, and supplemental health insurance products. The company is based in McKinney, Texas.

Clayton Holdings Inc

Clayton Services, Inc. provides investment management and financial services. The Company offers loan review, asset management, independent pricing, risk management, business process improvement, commercial advisory, and analysis. Clayton Services serves investors, insurers, rating agencies, lenders, and originators worldwide.