Nesting is a modern mortgage program using all the first-time home buyer’s household data and assets, such as public stock, to lower risk and improve pricing. Essentially, Nesting makes it easier for people in the startup economy to buy a home by turning stock and startup equity into a house without having to sell off assets.

Often, executives and other employees at promising startups don’t have the same amount of capital as other full-time workers. Yet, especially if they’re compensated in part with equity or stock, their net worth, earning potential, and ability to afford a home may be very high with an incredible chance to grow.

In short: on paper, they may not qualify for a large mortgage, but in reality, they’re overqualified.

Here’s Nesting’s goal:

• Nesting takes into account private assets and earning potential, which traditional lenders do not.
• This means people can get credit for their equity, without having to sell it.
• They help members put less down and pay lower monthly payments on a home.

Nesting currently partners with credit unions to offer their take on doctor loans for tech employees and startup stakeholders.