The CU 2.0 Fintech Library
We keep our eyes glued to the financial technology space. Emerging technologies and new startups show where the industry is headed. Many of them will last only a few years, but the ones that succeed have the power to shape the entire industry for decades to come.
The fintechs in this library may provide your credit union a competitive advantage. Or, if you’re not careful, they may carve into your market share.
We’ve made it easy to browse by product type, market segment, and many other factors. Take a look through the library… you may find a partner to help you take your credit union to the next level!
Exagens provides technology and expertise to deliver behavioral banking solutions for customers in digital channels. They want to influence the financial decisions that various demographics make. Exagens typically focuses on: 1. Digital sales: Increased conversion, reduced abandonment, cross- and up-selling, and individual conversations. 2. Digital adoption: Increased use of digital tools and solutions, provided support, and reduced […]
Revenew provides a merchant-funded cash back program for cardholders while providing credit unions with commissions on sales at national retailers. It works like this: Revenew partners with retailers who want to attract new customers and improve loyalty in existing ones. Those retailers subsidize the debit and credit card rewards that consumers see. (Usually, the rewards […]
Dovly is an automated credit repair engine that tracks, manages, and fixes your credit. Dovly goes beyond credit monitoring. But what good is monitoring if you don’t know how to fix it? Dovly repairs your credit from start to finish. They show which items drag down a consumer’s credit score, tells them what to dispute, […]
DoubleCheck bills themselves as “not another overdraft program.” That makes sense, considering that they deal with far more than overdraft fees. They say that overdraft protection products currently available to today’s bankers bring an unacceptable level of risk on institutions when left unchecked. The solution? DoubleCheck! They’re the modern complement to outdated overdraft practices. They […]
Grain Technology, Inc., or Grain, provides consumers personalized credit and savings through their checking account. They use machine learning to incorporate important variables and metrics that offer customized lines of credit that more precisely fit a borrower’s unique financial picture. Grain works by providing a revolving line of credit that consumers can access through their […]
i-exceed technology solutions is a niche fintech company that lets banks and financial institutions innovate and launch apps at the speed of startups. Appzillon, i-exceed’s flagship product, powers the digital initiatives of over 25 financial institutions worldwide, including some of the largest banks in the world, and is recognized as a key player in the […]
Loanify is a CUSO that helps members through the auto buying process. They partner with credit unions and dealerships to provide knowledge, resources, assistance, and guidance while shopping for a new car or truck. Loanify’s FastPass app uses geolocation to connect members to their credit unions whenever they step onto a dealership lot. It helps […]
Valon, formerly Peach Street, is a mortgage servicing company serving credit unions, banks, and consumers. Valon has reimagined the mortgage servicing experience around the modern digital consumer. They believe that the mortgage experience doesn’t end after the loan is approved. Rather, the experience lasts for the life of the loan, and consumers shouldn’t be stuck […]
Verloop provides automated customer support to a variety of industries across the globe. Their flagship product is an AI-powered chatbot. Their product reduces the strain on call centers and frees humans up for more complex tasks and queries. Verloop’s AI is sophisticated and allows clients to customize it to their needs. It aids in customer […]
UPLevel provides outsourced call center, help desk, and related solutions to credit unions and CUSOs. But they don’t just ease the burden on member service representatives. They also offer a host of other services, including: Insurance Processing New Product Outreach Accounts Receivable Management Programs Fraud Monitoring and Support PPSA/Land Title Banking System Interfaces Member Experience […]
On March 9, 2021, Sontiq bought Breach Clarity. Breach Clarity will change its name to BreachIQ, and they will power Sontiq’s other products: IdentityForce, Cyberscout, and EZShield. Breach Clarity was founded by Jim Van Dyke and Al Pascual, two long-time researchers and experts specializing in fraud and financial crimes. After leaving Javelin Research, where they […]
Xpress Data, Inc. or XDI, is a credit union document production and delivery vendor from San Diego, California. All of XDI’s resources and attention are focused exclusively on document services for credit unions. Whereas other vendors offer this service as an add-on to their other products, XDI has made it their core competency. Consequently, XDI […]
There is over $3tn in outstanding personal debt in the U.S. right now. That’s three trillion. That’s the numeral 3 followed by twelve zeros. That’s enough to buy the New York Yankees more than 800 times. In short? That’s a lot. Unadat seeks to help people outsmart their debt. Unadat works with mission-driven organizations like […]
LiveSurvey is a real-time member experience platform that uses surveys to gather member feedback. Their technology queries the credit union core, allowing credit unions to automatically trigger surveys minutes after transactions (loan applications, branch visits, app downloads). Survey answers are aggregated and visualized in real-time via an intuitive dashboard. For credit unions interested in improving […]