The CU 2.0 Fintech Library
We keep our eyes glued to the financial technology space. Emerging technologies and new startups show where the industry is headed. Many of them will last only a few years, but the ones that succeed have the power to shape the entire industry for decades to come.
The fintechs in this library may provide your credit union a competitive advantage. Or, if you’re not careful, they may carve into your market share.
We’ve made it easy to browse by product type, market segment, and many other factors. Take a look through the library… you may find a partner to help you take your credit union to the next level!
Grain Technology, Inc., or Grain, provides consumers personalized credit and savings through their checking account. They use machine learning to incorporate important variables and metrics that offer customized lines of credit that more precisely fit a borrower’s unique financial picture. Grain works by providing a revolving line of credit that consumers can access through their […]
The Intuit Partner Platform (IPP) is an open platform that enables developers to integrate with rich financial and transactional data through REST-based APIs and offers unparalleled reach to millions of small businesses through Intuit Apps.com. The Intuit Partner Platform provides numerous benefits: Connect to other Intuit data such as Quickbooks and TurboTax Develop your own […]
PaymentVision, an Autoscribe company, is a financial services and payment processing company currently servicing thousands of financial institutions and corporate billers across the nation. PaymentVision electronic payment services offers a PCI-certified payment gateway that connects to the ACH and credit card network. This allows their clients to accept electronic payments via phone, web, or their […]
Loanify is a CUSO that helps members through the auto buying process. They partner with credit unions and dealerships to provide knowledge, resources, assistance, and guidance while shopping for a new car or truck. Loanify’s FastPass app uses geolocation to connect members to their credit unions whenever they step onto a dealership lot. It helps […]
Capiform provides a white-label lending-as-a-platform service to credit unions, banks, and other financial institutions. Their AI algorithm empowers lenders to: Scale their small business lending portfolio immediately Configure underwriting instantly Deploy new compliance and product guidelines Capiform’s decisioning is fully configurable. It can rely solely on traditional data to determine creditworthiness (and allow the lender […]
Valon, formerly Peach Street, is a mortgage servicing company serving credit unions, banks, and consumers. Valon has reimagined the mortgage servicing experience around the modern digital consumer. They believe that the mortgage experience doesn’t end after the loan is approved. Rather, the experience lasts for the life of the loan, and consumers shouldn’t be stuck […]
Xpress Data, Inc. or XDI, is a credit union document production and delivery vendor from San Diego, California. All of XDI’s resources and attention are focused exclusively on document services for credit unions. Whereas other vendors offer this service as an add-on to their other products, XDI has made it their core competency. Consequently, XDI […]
CULedger is a credit union-owned CUSO (credit union service organization) that is creating the premier platform of digital exchange for financial cooperatives globally. In working through a national consortium made up of credit unions and trusted industry investors, CULedger has pioneered new developments related to global self-sovereign decentralized identity, MemberPass™, that will further enhance the […]
There is over $3tn in outstanding personal debt in the U.S. right now. That’s three trillion. That’s the numeral 3 followed by twelve zeros. That’s enough to buy the New York Yankees more than 800 times. In short? That’s a lot. Unadat seeks to help people outsmart their debt. Unadat works with mission-driven organizations like […]
LiveSurvey is a real-time member experience platform that uses surveys to gather member feedback. Their technology queries the credit union core, allowing credit unions to automatically trigger surveys minutes after transactions (loan applications, branch visits, app downloads). Survey answers are aggregated and visualized in real-time via an intuitive dashboard. For credit unions interested in improving […]
FlexPay is an AI-driven decline salvage platform. It uses advanced machine learning models to intelligently determine the best way to recover declined transactions. Currently, the platform recovers an average of 30–50% of all declined transactions. FlexPay saw that payment processing got problematic in transactions where the card wasn’t present. These declined payments ended up costing many […]
Docfox enables credit unions scalable onboarding of new commercial clients without disrupting your business. Docfox does this using process automation both in the new account opening and ongoing maintenance. If you want to scale commercial accounts, Docfox can help you scale without adding staff. Not only is DocFox fast, but it’s also secure. DocFox helps […]
WalletFi partners with credit unions and community banks to provide critical mobile banking services to consumers. They also offer data analytics and recommendations through their WalletFi Lite service. The primary benefit that WalletFi brings to credit unions and banks is consumer-facing. Their platform allows users to monitor their subscriptions, transfer payments from one card to […]