Chipper was founded by Tony Aquilar, who personally experienced significant financial pain due to his own student loans. The industry, a $1.5 Trillion problem, affects 71% of all college students. 2/3rds of all debt is held by women. Chipper is made for student loan owners who see the impact of their debt and want options for paying it off faster. The simple mobile app allows consumers to borrow, pay, and manage their student debt on the go.