Plinqit by HTMA is an end to end platform licensed to financial institutions that features goal based saving and intelligent content. Unlike any other savings app, Plinqit’s patent-pending Build Skills pays users for engaging with content, creating substantially higher user engagement (55 percent on average) compared to other savings apps, with more than half (66 percent) of Plinqit users having completed their savings goal. In fact, the app has exceeded $500,000 (and growing) in total deposits.