Open Banking Solutions (formerly Ladonware) is a cloud based financial technology company focused on helping community based financial institutions navigate the digital transformation.

Their mission is to democratize access to innovative technology empowering financial institutions to better serve their communities everywhere.

Their vision is to become the driving force of digital transformation for the broader financial services community.

Here’s how they do it:

• Core banking. OpenCore is a cloud-based SaaS core system that uses your data, open APIs, and endless possibilities without the hassle of old-school datacenters and inflexible long-term contracts.
• Digital banking. Mobile-first with full functionality across both mobile and desktop. Their turnkey solution is white label, so your brand stays front and center the whole time.
• Digital collections. Collector gives collections agents more power with an AI-driven solution that adds automation, efficiency and transparency to the entire collections process from preventative payment reminders to effective bankruptcy management.
• Business intelligence and reporting. Smart BI (business intelligence) transforms data into actionable insights and automates regulatory reporting. It also offers a 360° view of your business.

The Open Banking Solutions owners and management team have been in the industry for decades and are recognized innovators. Using the most advanced technology, adopted by more than 120 clients in more than 15 countries, they are leading the digital transformation for financial institutions of all sizes.

Open Banking Solutions is actively forming a CUSO structure to better fit the needs of credit unions.