A Quick Look at the Arizona Fintech Sandbox
My partner repeatedly tells me that I’m not as old as I think I am, but I remember playing in public sandboxes as a kid. I’m honestly not sure people make those anymore—they’re probably “unsafe” or “unhygienic” or something. Still, I remember the freedom of a sandbox. In the short run, you can create your […]
CU 2.0 Fintech Friday: KingsCrowd
It’s CU 2.0 Fintech Friday! Today, Chris Otey sits down with KingsCrowd to discuss all things credit union, fintech, and digital innovation. KingsCrowd provides a platform for private investors to invest in private markets. Investing in an interesting game. Most people invest in publicly-traded companies like Apple, General Electric, and Ford Motors. However, most companies […]
CU 2.0 Fintech Friday: Unadat
It’s CU 2.0 Fintech Friday! Today, Chris Otey sits down with Unadat to discuss all things credit union, fintech, and digital innovation. There is over $3,000,000,000,000 in outstanding personal debt in the U.S. right now. That’s three trillion. That’s the numeral 3 followed by twelve zeros. That’s enough to buy the New York Yankees more […]
CU 2.0 Fintech Friday: Tunnel
It’s CU 2.0 Fintech Friday! Today, Chris Otey sits down with Tunnel to discuss all things credit union, fintech, and digital innovation. Tunnel is a forward-thinking payment system that seeks to provide better payment rails. Their platform is built on distributed ledger technology (DLT), which has two significant benefits: security and scalability. The reality is […]
CU 2.0 Fintech Friday: Project Finance
It’s CU 2.0 Fintech Friday! Today, Chris Otey sits down with Project Finance to discuss all things credit union, fintech, and digital innovation. Project Finance is a white-label online and mobile banking platform for banks and credit unions. Their platform is designed to assist members and customers with their financial goals. They do that by […]
CU 2.0 Fintech Friday: Paerpay
It’s CU 2.0 Fintech Friday! Today, Chris Otey sits down with Paerpay to discuss all things credit union, fintech, and digital innovation. Every now and then, a fintech comes along to disrupt an industry. Paerpay decided to disrupt the industry. That’s right: there’s a new payment system in town for the service industry, and it […]
Crying Out for an End to Overdraft Fees? Meet Grain Technology
Probably the single most despised charge at financial institutions is the overdraft fee – and a NerdWallet survey of the exact charges imposed by a selection of mid-sized (Navy Federal) through mammoth (Chase) institutions found fees at $20 (Navy Federal) and as high as $39 (KeyBank). $35 is a particularly common charge in the survey. Rapacious […]
CU 2.0 Fintech Friday: Everyday Life
It’s CU 2.0 Fintech Friday! Today, Chris Otey sits down with Everyday Life to discuss all things credit union, fintech, and digital innovation. Everyday Life Insurance is a fintech that provides affordable, appropriate life insurance. Everyday Life Insurance uses AI and machine learning to provide life insurance recommendations. After giving its recommendations, Everyday Life serves […]
CU 2.0 Fintech Friday: CU Student Choice
It’s CU 2.0 Fintech Friday! Today, Chris Otey sits down with CU Student Choice to discuss all things credit union, fintech, and digital innovation. CU Student Choice works with credit unions to provide prospective university students with student loans. Their goal is to simplify the college loan process for students. This simplification, they hope, will […]