AI Case Study: Grain Technologies

grain technology ai for credit from cu 2.0

This is an excerpt from FinAncIal: Helping Financial Executives Prepare for an Artificial World. Grab your copy here!  This particular case study was cut for space from the book. However, the book features more than a dozen explorations of AI-based fintechs. Stay tuned to the CU 2.0 blog while we feature more excerpts from our financial guide to AI! 

CU 2.0 Podcast Episode 136 Pete Crear A Distinguished Credit Union Life

credit union podcast

Know this about Pete Crear: He was the first to win the lifetime achievement award from the African American Credit Union Coalition – and when they gave him the award in 2003 they decided to name it after him. The roster of Pete Crear Lifetime Achivement Award winners is now a dazzling hall of fame […]

On the Cloud? Get SaaS Optimization ASAP!

Credit union Saas optimization for cloud computing from hypershift and cu 2.0

When I first started writing for credit union audiences, I was nervous. I could talk about technology, but I’d never worked in a financial institution before. And then I learned that most credit unions weren’t yet on the cloud.

CU 2.0 Podcast Episode 135 Joel Schwartz DoubleCheck and NSF Fees

credit union podcast

Overdraft fees are big business for most financial institutions and it’s estimated that 20% of credit union members, one in five, have an NSF annually. The worse news is that the credit union’s NSF fee is just the start of the consumer’s pain.  Joel Schwartz, founder and co-CEO of DoubleCheck, a Los Angeles company with an […]

CU 2.0 Podcast Episode 134 Jim Van Dyke Breach Clarity

credit union podcast

Every day there are four data breaches. And every year literally of billions of dollars are lost in various frauds that are fed by the data stolen in breaches. Who pays the bulk of that loss? Financial institutions, says Jim Van Dyke, founder of Breach Clarity, an innovative company that wants to shed a bright […]

Digital Only Banks Rising

Digital only banks vs credit unions from cu 2.0

New research out of Juniper smacks most credit union leaders in the face. That’s because 50% of us now say we would consider switching to a digital-only bank. Indeed, many households already are actively contemplating a move to a digital-only bank.

NACHA Rule Changes Are Coming—Are You Ready?

NACHA rule changes in 2021 for

New guidelines from NACHA require more stringent account verification processes. These changes come after years of studies and surveys. The goal is to reduce risk and cut down on the number of returns. Is your credit union ready?