Capiform provides a white-label lending-as-a-platform service to credit unions, banks, and other financial institutions. Their AI algorithm empowers lenders to:

• Scale their small business lending portfolio immediately
• Configure underwriting instantly
• Deploy new compliance and product guidelines

Capiform’s decisioning is fully configurable. It can rely solely on traditional data to determine creditworthiness (and allow the lender to adjust variables as needed). But it can also incorporate nonstandard data, including information gleaned from social media and account history.

Capiform is extremely compliant and secure, meeting modern demand for low-risk lending solutions. They also handle equipment financing and commercial real estate transactions. Financial institutions that want to explore automated loan decisioning (especially for SMBs) should look into Capiform.