Dovly is a smart credit engine that tracks, manages, and restores your credit.

Their app provides robust credit monitoring, but what good is monitoring if you don’t know how to improve your score? That’s why Dovly also gives you tools and insights needed to restore and maintain good credit from start to finish.

Here’s how it works:

1. They do a soft pull of your credit, that doesn’t harm your credit, to show you the items hurting your credit score. You click to select anything you’d like to dispute with the credit bureaus.
2. Sit back and relax while Dovly’s algorithm prioritizes issues based on hundreds of factors for maximum impact and then works with the credit bureaus automatically to remove inaccurate items from credit reports: collections, public records, charge-offs, late payments, and more.
3. As Dovly successfully removes errors, you’ll see your credit score increase. This puts you in a better position to get approved for mortgages, loans, credit cards, and better interest rates.
4. Along the way, Dovly provides monitoring alerts, score trackers, credit health education, and personalized recommendations that help you build and sustain good credit.

Dovly partners with credit unions to provide new revenue streams (based on a monthly subscriptions) and to facilitate product upsells as members reach financeable scores. Credit unions can provide Dovly’s service to members to help them improve their credit… or to enhance their Checking 2.0 experience!