Credit Unions, Revival Homes, and Funding ADU Construction Loans

It’s not exactly news to say that California is dealing with a housing crisis. For decades, housing demand in the Golden State has outpaced supply, particularly in its major cities and suburbs. Local opposition to housing growth and restrictive zoning codes have made it challenging for builders to meet housing demand – and the result […]
Constellation and the Next Stage of Digital Banking Platforms

We won’t bother linking all the statistics that support this statement: Digital banking is the front door to your digital branch.
Credit Unions, Gen Z, and Harness Giving

Quick note—the premise of this blog is based on Gen Z, but the fintech in question—Harness FI, connected to Harness Giving through its parent company Harness—isn’t built around Gen Z appeal. Millennial and Gen Z loyalty is not easily earned. Politically involved and environmentally conscious, these younger generations have high standards for companies. At the […]
Questions to Ask Data Analytics Providers (for Credit Unions)

There are many different uses for data analytics at credit unions. And, it seems, there are as many data analytics providers as there are uses. We believe this is a good thing. However, we understand that the plethora of vendors can make it hard to find the right one. Moreover, even reviewing our data analytics […]
BIGCast: Using Artificial Intelligence, Organically with Kirk Drake (Podcast)

Recently, CU 2.0 Founder and CEO Kirk Drake sat down with John Best from the eponymous Best Innovation Group. But they didn’t just sit down… they also conversed (and recorded it).
Opening a Credit Union Account During a Pandemic
I moved away from my college town about a year ago, but I was still clinging on to my old credit union account because the thought of transferring my bills, direct deposit, and savings filled me with dread. I had not even considered transferring until I bought a used bike in person, where I had […]
Five Digital Marketing Strategies for Fintechs
There are many ways to launch a new fintech startup. Getting good PR, knowing the right people, and partnering with established institutions all work very well. But at some point, you’ll need a digital presence. Not only does it lend credibility to your organization, but it guides curious parties to your brand—and your solution. If […]
PPP Forgiveness: A Path Toward Digital Transformation

PPP Loan Forgiveness is here. The SBA plans to open it’s PPP Loan Forgiveness in the coming days. Is your bank ready to provide a member experience that enhances your current relationship? Join CU2 and Capiform on 7/28 as we show how implementing a digital PPP Loan Forgiveness option can set your credit union up […]
PPP Loan Forgiveness Updates and Automation Opportunities – Webinar

The Paycheck Protection Program Flexibility Act of 2020 brings new guidance to the loan forgiveness process. The new act introduces leniency in the form of extended loan periods and new standards for employee compensation. But despite this new flexibility, the hard part is still to come: Handling forgiveness requests will be tedious, complex, and difficult. […]