What percentage of your members have only a checking/share draft account? How many members have indirect auto loans through you, but nothing else?
Gamification is the strategy of adding game-like elements to non-game things. The goal is to increase engagement, and it works.
The use cases for Artificial Intelligence (AI) in credit unions is growing rapidly. From faster, better loans to automated banking, and everything in between.
We’ve heard the rumors. We’ve seen the reports. And we’ve spoken firsthand with enough credit unions to know:
There’s technology people use because they must, and there’s technology people use because they want to. Usually, there’s very little overlap between them… Usually.
Each year, CU 2.0 recognizes fintechs that have improved credit union technology and the member experience. For our first annual awards in 2021, we honor fintechs in 3 areas: Mobile banking experience; Conversational banking; and Member-facing technology. We’ll discuss what each category means and why we chose it. The links above point to our deeper […]
I’m in the market for my next home, and while it’s exciting to browse homes on Zillow, I worry that the homes I am looking at are out of my budget.
How many direct auto loans do you preapprove for members? Yet, how many end up with dealer financing? Dealer financing is rarely the member’s best option. Financing is where the profit is, and you don’t want to lose it to used car dealerships. So, let’s dig into a new CUSO, Loanify, to see how they […]
Like most Americans, I use rewards cards almost exclusively. Whether cash back, travel perks, or discounts at national and local businesses, I some of the money I spend to come right back to me.
Credit union mobile banking apps have come a long way. It’s important to start with that single and meaningful fact. Gone are the days when even leading credit unions used buggy, confusing, poorly-rated mobile apps.