Revival Homes
Revival Homes helps people build accessory dwelling units (ADUs) in Southern California. Their ADU construction loans help homeowners create a new living space on their existing property. The loans don’t require a mortgage refinance; in fact, loan amounts take post-construction home value and rental income into the equation, allowing for larger loan amounts. This is […]
Housetable
Housetable allows borrowers to qualify for larger home renovation loans (at the same rates). Housetable uses AI, home equity, and the house’s expected post-renovation value to make it happen. Housetable’s initial focus is on home equity loans that are designed for home improvement projects and underwritten based on the after-renovation value (ARV). Not only that, […]
Lending Arts
Lending Arts connects quality generated auto lead to credit unions utilizing the credit unions underwriting, footprint and guidelines to deliver competitive refinancing options for the borrower. Lending Arts handles all the heavy lifting, requiring very little resources from the credit union. For direct lending, Lending Arts partners with credit unions, community banks, fintechs, and other […]
Nesting
Nesting makes it easier for people in the startup economy to buy a home. Nesting allows people to turn their startup equity into a house… without selling any of their equity. Often, executives and other employees at promising startups don’t have the same amount of capital as other full-time workers. Yet, especially if they’re compensated […]
Quilo
Quilo is an AI-powered digital lending platform that empowers credit unions to originate, fund, and service personal loans for members, instantly. It also helps SMBs offer financing at point of sale. There are a few things that we love about Quilo and what they’re doing. For example: Quilo’s personal installment loans are flexible. Quilo addresses each […]
Senso.ai
Senso is transforming the homebuying experience from reactive to proactive. But what does that mean? Well… Imagine if you could see which homes people are shopping for… and then send them targeted offers based on their interests, budget, and likelihood to buy. Essentially, Senso does just that. Senso creates better borrowing experiences, powered by AI. […]
Scienaptic
Scienaptic offers an AI-powered, automated loan decisioning system. They help credit unions and other financial institutions provide rapid, accurate credit decisioning and underwriting at scale. Scienaptic believes that prevailing credit decisioning instruments (data, credit algorithms and underwriting technology) are dated. Lenders experience high credit loss rates while borrowers get poor experience. Traditional methods fall short […]
ForwardAI
Small businesses do not have the resources to track complex but critical financial data, which leads to a prolonged and laborious lending process. Additionally, cash flow timelines are also shorter and the need for cash is more urgent. That’s where ForwardAI comes in. ForwardAI is a simple, single, lender-first API that delivers a robust accounting […]
Boss Insights
Boss Insights provides business data as a service to bridge data gaps between banks and business customers. Their single API gives real-time access to leading accounting, commerce, and banking data sources (Quickbooks, Salesforce, Stripe etc). Boss Insights’ platform digitizes lending to grow relationships between banks and their business clients. Thanks to Amazon-style advancement, there’s a […]
Grain Technology, Inc.
Grain Technology, Inc., or Grain, provides consumers personalized credit and savings through their checking account. They use machine learning to incorporate important variables and metrics that offer customized lines of credit that more precisely fit a borrower’s unique financial picture. Grain works by providing a revolving line of credit that consumers can access through their […]